Re: Banking security Was:PARSEC: SPAMMERS (not !)

In article
<paul.sture.nospam-6A0A0F.11130627102006@xxxxxxxxxxxxxxxxxxxx>, Paul
Sture <paul.sture.nospam@xxxxxxxxxx> writes:

There are several systems in operation for debit cards, Maestro (run by
Mastercard) being one:

http://www.maestrocard.com/

Yes. There is also Cirrus, I believe also run by Mastercard, and Visa
Electron (guess who runs it). These are essentially international debit
cards, usually an additional functionality added to a regular debit
card.

Another option in Switzerland is CASH. With this you load money onto
your card from your bank account, and it really is like cash - no PIN
required. I don't think this has proved as popular as was intended, but
it's great for parking meters. I suppose that last phrase sums it up
really, because the only other place I have found that accepts it is the
canteen at a customer.

Known as GeldKarte in Germany, and ChipKnip in the Netherlands. It
never really caught on in Germany, but as you say, parking meters (and
public-transportation ticket machines) are common uses.

I think the reason it never caught on was that if one has a lot of
money, one can always carry enough cash around, has various debit and
credit cards etc so there is no need for it. If one doesn't have much
money, one has to either load it frequently (in Germany, for this to be
free of charge, it has to be at (a branch of) your bank), which is
inconvenient, or load a large sum, which is problematic if one doesn't
have enough money.

It is quite common in the Netherlands, though.

In Sweden and Norway, parking meters take credit cards, so one can pay
that way with no fee even if it is just a small amount.

Prior to European-wide acceptance of debit cards, there were Euro
Cheques. Now discontinued, but very handy in their day - you could pop
into another country for an evening meal and write a cheque out in the
local currency.

EC cards are still quite common (at least in countries with the common
EURO currency).

.

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